Real Estate Lending

Todd Lubar is a prominent real estate investor and teacher. He works with people all over the country in the real estate industry.

Todd Lubar started his career in real estate as an agent selling properties. He learned a lot of information about real estate during this time. He decided to start his own company to increase his income. During this time, he began investing in real estate.

He quickly found how difficult it is for new investors to get started. Now that he is successful, he decided to start a real estate investing course to help new investors. Todd Lubar also developed a lending program that various people have utilized.


Getting approval for a loan is one of the most significant hurdles that investors face. Few banks are willing to lend money to real estate investors. Todd Lubar decided to solve this problem by offering a comprehensive lending solution for his customers. Numerous investors have taken advantage of this program. Not only are the interest rates reasonable, but the application process is simple.

Finding a Home

Todd Lubar loves to search for discounted properties. With the booming real estate market, it is much harder to find real estate than before. In some areas, there is a significant shortage of housing inventory. An inventory shortage causes higher housing prices.

Helping Others

Todd Lubar is in a strong financial position and can others. He spends a lot of time and money in the local community assisting low-income people. He wants everyone to have equal opportunities to succeed in various areas. Check out page to see more.

The real estate industry is changing quickly. Investors who act quickly will be able to increase their income and build wealth. Anyone who wants to learn about real estate investing should consider working with Todd Lubar. You can follow their Twitter page.

The US Money Reserve Holds the Power To Battle Inflation

The rising costs of goods and services represent inflation. Inflation affects food, entertainment, home decor, appliances, gardening, clothing, and more. What was once affordable a year or two years ago is less affordable today. It rises due to transportation costs, packaging fees, and marketing expenses among other miscellaneous factors. All factors involved make it impossible to win the inflation game. Nevertheless, can individuals and families succeed at the inflation game? The answer is yes, but only if you rely on the U.S. Money Reserve for assistance.


At the U.S. Money Reserve, our job is to help individuals and families fight back against inflation. Our suggestions for combating the ever-growing inflation issue are to increase earning potential, buy gold, and purchasing different types of assets. To increase earning potential, individuals and families must focus on a career instead of going from job to job. A college education provides the training, opportunities, and connections to rise above inflation. Get educated on physical gold too. Gold remains valuable and in demand during inflation and a crashing economy. Customers purchasing gold appreciate the financial security in gold during tough times. Furthermore, purchase different types of assets to combat inflation. Buy stocks, bonds, and company shares. In addition, convert U.S. currency into foreign dollars by purchasing foreign assets and offshore accounts.


Why should families and individuals fight back against inflation? Simply put, inflation is bad. It keeps many living paycheck to paycheck with little room to save finances. In fact, inflation drains finances dry, increases interest rates, decreases buying power, and complicates retirement options. Inflation makes stable living impossible for hardworking Americans, and they can’t beat the system. Americans compensate by focusing on bargains, buying less, and switching to store brands. Consequently, rising mortgage and credit card interest rates from inflation contribute to frugal spending. Money earned from interest bank accounts won’t offset inflation cost either. The troubling issues spell trouble for stretching the dollar. The buying power consumers used to have belongs to inflation now. Therefore, expect to pay more money for everyday items. Last, inflation causes a dilemma with saving for the future. Retirement, big purchases, emergency funds, and social security benefits are all affected.


The U.S. Money Reserve is the industry’s precious metal powerhouse. Founded by Phillip K. Diehl, the establishment offers gold and silver coins, bars, and precious metal with knowledgeable experts and superb customer service to boot. Be proactive against inflation and contact us for a consultation. Launch the first attack against inflation now.


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Robert Ivy, CEO Of American Institute Of Architects

When one is driving through a fast food restaurant one should consider that about 35 percent of people residing in America are obese while 34 percent are overweight. Obesity has affected over 17% American children, and most of Americans have diabetes without even knowing. Lack of exercises and poor diet are the significant effects of individual’s health status.
The architects have joined up the medical fraternity to develop the solution to a better lifestyle to people. Architects are taking up roles in designing and planning health solutions by either creating a healthcare facility encouraging physical activities or having design classrooms in such a way that there is penetration of sunlight to the room to increase attention spans in classes. The team of the health sector and architects will bring changes that could not be seen forthcoming.

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Metro Health Center located in Cleveland has been able to transform into an active medical center from an isolated hospital. A master plan that was developed by HKS envisions architecture firm vision Metro Healthcare Center as integral to the community having a country comprehensive approach to serving the community through clinics, music festivals, and seminars.
The creative solution of architects shows us that when design and health are integrated together, they can be useful in assisting in eradicating obesity epidemic. The need for more education to the general public is essential that’s the reason why both architecture and medical schools are advancing more training in part of their curriculum. The new generation of architects who have undergone the further training will be able to be the leader in creating a world that encourages physical exercise as the primary method of getting rid of obesity.
The students in the field of Architecture are already enquiring for courses that deal with the design of building to improve public health. Many universities have included this studies in their curriculum including, Texas Tech University and Thomas Jefferson University. Robert Ivy is a holder of Masters in Architecture from the University of Tulane; he also has an undergraduate degree in English obtained from the Sewanee University of the South. Robert was a chief editor in the Architectural record in 1996 later on the Vice President of McGraw Hill Construction company.

The American Institute of Architects is one of the leading professional organizations in the world today. The organization was founded in 1857 and was established with the focus on developing and improving the sector. Currently has a membership that is in excess of 90,000 people. The organization and is one of the most powerful professional organizations in the world. When the organization was founded, the industry didn’t have any qualification requirements for people working in the sector. The organization pushed for the establishment of degrees and courses for people who wanted to enter into the field of architecture, which created a huge amount of development to the field as a whole. Members of the American Institute of Architects will receive a wide range of benefits.

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U.S. Money Reserve And Barrett-Jackson, Two Top Names In Collectables Team Up

When it comes to collections it seems that everyone collects something at some point in their life. What would be the point of collecting be of you couldn’t share your collectable items with others of like mind? That’s what Barrett-Jackson has been doing at their car auctions for years. This company is known around the world for their auto auctions.

U.S. Reserve has linked up as an Official Sponsor of the 47th Annual Scottsdale Auction. This show is a highly televised event that features world class automobiles and highly collectable vehicles like the rare McLauren P1 GTR thats on display this year.

This rare and exceptional vehicle has just over 600 miles on it and is surely a sight to be seen. If you want the car bad enough and qualify, you might be able to own this rare beauty. However, if you are looking for something more affordable to add to your collection the folks from U.S. Money Reserve can help.

The folks at U.S. Money Reserve are experts in the area of precious metals. Things like coins made from gold, silver and platinum are right up the alley of fine collectables that you can own for an affordable cost.

When it comes to owning gold or any metal of value, some companies tell you to buy the metal and send you a simply certificate that simply says that you own the gold. They keep the gold in the safe for you and you never see it or get to touch it. This is not how it works with U.S. Money Reserve. This company ships the coin collection direct to your door.

Because they are a global leader in the world of collectable coins and precious metal, U.S. Money Reserve can offer the most amazing collectables at a great price. Teaming up with Barrett-Jackson and becoming their official sponsor is a winning situation for everyone involved.

One reason is that people who have collections often collect more than just one thing. As a result, U.S. Money Reserve can be on hand to answer any questions the 200,000 plus attendees might have about gold, silver and platinum collecting. Learn more about US Money Reserve: and

Like other companies, U.S. Money Reserve has adjusted with the times. They have a wonderful new website that shows off the collectable coins that anyone can purchase and collect. Imagine having a set of coins made from gold, silver or platinum shipped right to your home or office.

Once you get them, you can put them in your safe or coffee table or most anywhere. PR Newswire says that that’s the fun part of buying coins from U.S. Money Reserve. They are a name you can trust and rely on to get you the most amazing coins direct to your door.

Ronald Fowlkes of Firstspear: From Customer to Co-Owner

Ronnie Fowlkes is a proud veteran of the United States Marine Corps (USMC) with more than 20 years of experience delivering top rate gear, whose design and development he is also experienced in, for all of those enlisted in armed services.


He came across the FirstSpear brand while is service, and was pleased by the quality of its products. Upon discovering they were built in his hometown, he inquired and ended, not only working for them, but became co-owner as well. Such a move, as far as business goes, was a wise one for Ronald because of the stability of the company. It makes money through regular means, such as attending trade show and carrying out routine marketing initiatives, but they also have contacts within the government, as well as direct recommendations from the users themselves. The quality and consistency of FirstSpear’s work ensures repeat business.


Fowlkes found himself in the unique position of being a user of the products he eventually became the maker of. This assured him that the products worked and that they were of the best quality. Because of this, selling what he made became no hard task. Assisting trade shows allows the company to demonstrate its goods, and through this, business finds them instead of them having to seek it out.


For Ronnie Fowlkes, having been a leader from very early on has taught and allowed him to lead by example. He focuses on making sure tasks get accomplished and has his eyes on the continued development of bigger and better products for their customers.


He coaches a youth hockey league and has a love for the game, which he dedicates good time to. He recently authored an article in his personal blog in which he expressed that fighting in the National Hockey League is disappearing. He pointed to statistical evidence which show that in the last ten years, the frequency of fight breakouts has diminished to less than 20 percent. Such has been the case during the 2017 – 2018 season, while during 2008 – 2009, there was an altercation in almost half of the games.


He establishes that fighting was regulated into the National Hockey League almost a century ago, in 1922, and it was used as a strategy to energize the players and interrupt the momentum of the game. Since then, however, the players have become better skilled, the game has become faster and there are ever stricter rules. This has all led to more scores and meaningful wins, which, along with parity among players, has taken importance away from physical altercations. Teams are clear that in these times the best way to change the momentum of a game is by scoring more points, not throwing more punches.


Ronald Fowlkes: Unparalleled in His Field

Every day, Ronald Fowlkes strives to be an asset in his position at Eagle Industries Unlimited. There is no question the company is a better place simply because of the wealth of experience Fowlkes has in a number of different fields. His extensive experience began with serving in the Navy Marine Corps as a veteran of the First Gulf War. He was awarded twice for merit, and then went on to become employed as a Department of Defense Contractor. During his tenure with DoD, he worked on mounted and dismounted infantry logistics in combat zones. He also instructs U.S. military personnel in tactical operations, hostage rescue, collecting evidence, analysis of a blast after the fact, and questioning individuals who have been detained or captured.


Fowlkes has 13 years of law enforcement experience to boot. He served 10 years with the St. Louis Metropolitan Police Department and 3 years with the St. Louis County Police Department. For seven of those years he had the privilege of serving on the St. Louis HRT Team.


He became a team leader in 2003, and almost immediately became well-regarded for his leadership in the fields of tactical operations, gang activity investigations, illegal gun trafficking, and illegal narcotics in some of St. Louis’ most dangerous neighborhoods. He also was responsible for helping the unit act as a WMD response team and a Civil Team.


Fowlkes current position with Eagle Industries Unlimited began in July 2008. In this role he is responsible for being the director of business, and calling on a number of commercial customers throughout the United States. He is committed to answering any questions they might have about his products, and he believes his wealth of experience has been a huge asset to him in this current role.


Eagle Industries Unlimited is one of the worldwide leaders in tactical gear. They have a wide variety of products that Ronald Fowlkes markets on a daily basis. These would include armor carriers, chest rigs, hydration equipment, pouches, pockets, cases, harnesses, belts, and even slings and holsters. These are all products that Fowlkes has used for his whole entire career. Considering the fact he is familiar with these products, the Eagle Industries client can be assured that he has the expertise to answer all of your questions about each and every one.


Lacey and Larkin – The Great Activists

Over ten years ago, the longstanding beef between Jim Larkin and Michael Lacey, the minds behind the nationally recognized New Times brand, and the former Sheriff of Maricopa County, Joe Arpaio, came to a boiling point when they were arrested at their homes on spurious charges. Read more: Lacey and Larkin Frontera Fund and Michael Lacey | Crunchbase

As the pardon granted by President Donald Trump was recently made official by U.S. District Judge Sharon R. Bolton, Jim Larkin and Michael Lacey decided to speak out, relaying their dissatisfaction with the ruling.

While expressing his contempt, Michael Lacey also detailed a number of crimes committed by Joe Arpaio, which included his involvement with “tent city,” and a multitude of mysterious inmate deaths, that ultimately went unpunished.

Although Joe Arpaio’s pardon was the subject of much speculation, it was widely argued that the 85-year old former sheriff would not have spent any time any prison had President Trump not stepped in. Learn more about Michael Lacey Jim Larkin:

1970 proved to be a life-altering year for Jim Larkin and Michael Lacey. At the time, they were recent dropouts of Arizona State University and had decided to strike out on their own with the creation of the free newspaper weekly, Phoenix New Times.

The development of the Phoenix New Times came in response to the Kent State Killings, as well as the conservative approach that news outlets were taking in regards to the on-campus protesting of the war in Vietnam. As the Phoenix New Times began to take off, Michael Lacey took the position of Executive Editor, while Jim Larkin placed his focus on handling the business aspects of the company.

At the time, the nation was experiencing a myriad of rapid cultural changes, and because of this, there was growing demand for news coverage that provided an alternative perspective on the issues facing society. Jim Larkin and Michael Lacey realized that there was tremendous opportunity to capitalize, and their weekly newsprint quickly began to gain traction.

By the early part of the next decade, Jim Larkin and Michael Lacey had begun upping the ante regarding their investment in the New Times brand by acquiring Westword – a new-and-arts weekly that serviced the Denver, CO area. This move would lead them to acquire 17 additional publications, including LA Weekly, Miami New Times, and Village Voice, that allowed their alternative take on news media to reach coast to coast in the United States.

The New Times brand continued to grow exponentially over the years, eventually acquiring a readership exceeding 60 million subscribers each month. It was in early 2013 that Larkin and Lacey decided to step away from their massive empire, selling their stakes in the company to a group of executives that had been with them for quite some time.

Due to Jim Larkin and Michael Lacey’s staunch commitment to maintaining the First Amendment rights of the people, as well as their unparalleled investigative journaling, the publications associated with New Times have received a myriad of awards and honors.

Today, Jim Larkin and Michael Lacey are actively involved in the Frontera Fund, and recently launched the news outlet, Front Page Confidential.

Youth Enhancement with Jeunesse

Jeunesse is passionate about helping people of all ages and income levels get closer to a more youthful appearance since 2009. This company provides clients with natural health products, skin care goods, and cosmetics. The Jeunesse family takes pride in their products. They call their collection of supplements and skin care products, the Y.E.S. system. This system was carefully constructed to provide customers the ability to rejuvenate, defend, diminish, restore, enhance, balance, energize, beautify, and give clarity to their youthful appearance again. Keep reading to find out how Jeunesse’s top products can help you.

Instantly Ageless

Instantly Ageless is a special cream that can be used any time of the day. The formula provides a tightening effect that firms and smoothes fine lines while lifting and diminishing dark circles. It contains an ingredient called peptide Argireline and is similar to Botox because of its fast-acting effects on the skin, instantly tightening and smoothing wrinkles.


This dermatologist-developed hydrating formula called Luminesce is a top of the line skin care product specially designed to target the effects of aging. reduce the appearance of wrinkles and fine lines. Luminesce can also be used to reduce acne, stretch marks and scars. Minor changes can be seen within a few minutes of using but around a month for more notable results.

NV by Jeunesse

NV foundation by Jeunesse provides more than just coverage. It is the only product that provides a flawless finish, covers up acne, dark spots and scars all while rejuvenation skin cells at the same time. NV is changing how people view foundations. They have a variety of shades of foundations to match any skin color.

Jeunesse skin care products are great for anyone wanting a more youthful appearance from the inside out. Customers can safely and easily buy Jeunesses products online.

Tough Lessons by Lori Senecal

Lori Senecal, one of the biggest household names in the marketing industry, gets her inspiration from the works and life of Steve Jobs. In her opinion, Steve was able to reflect leadership skills that were relevant to both the company and the persona of the employees. This boosted the morale and changed the culture of his company. As a result, Apple has become one of the most revolutionized companies in the 21st century. Lori’s best reads are Steve Jobs biography and articles on Apple’s uprising.


The most satisfying moments for Lori Senecal are always based on the contentment of her clients. She has realized that her gifting in building advertising and marketing technologies provides solutions to businesses today. As a result, she bases her future prospects on innovative and technology based marketing. Lori is of the opinion that the Internet has made the world a village, and if a marketer is to succeed, then they have to strongly consider using the Internet as an advertising platform.


Since her childhood, Lori got tremendous support from her parents and siblings. In one of her interviews, she pointed out that her upbringing played a major role in making her a success story. Her parents were keen to raise her with clear focus and mindset on personal goals. This kind of parenting prompted self-drive for Lori and became the ingredients to her exceptional character. For more details visit cpbgroup.



According to Fast Company, one of Lori’s tough moments is when she needs to talk to one of her teammates about their performance. She understands that most of the people on her team do their best, but unfortunately, there are instances when these individuals are unable to perform. As a result, she has to sit them down and try helping them out of their challenges. Lori says that compassion takes preeminence in most of her cases, but she is equally equipped on motivational talks to ensure the business does not go down because of her character. Check out Inspirery to see more.


In her experience, she has learned that the best way to pitch to a client is by first understanding their business process. That way, she is able to relate with the goals of the client and even do a good job at pitching her concept.





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Betsy DeVos: Philanthropist, Political Leader, Education Reformer

In a recent interview, U.S. Secretary of Education Betsy DeVos submitted to wide-ranging questioning about a host of different issues. DeVos was appointed by President Donald Trump Secretary of Education and the beginning of his term in office.


DeVos is the daughter of a wealthy Michigan family who married Dick DeVos, the son of the founder of AmWay. She has been active in philanthropic work for years. This has included donating time and money to programs designed to improve the education of children in the United States. In this regard, DeVos has been an outspoken advocate for school choice.


During her interview, DeVos stated she is optimistic about the state of school choice in the United States at this time. She noted that there are approximately a quarter of a million students enrolled in 33 publicly funded private choice schools in 17 states and Washington, D.C. She noted that these programs are expanding, remarking that in the past year, 40,000 more students were enrolled in publicly funded private choice programs that were a year earlier. She added that polling in states where school choice, including voucher programs, are available indicates that these programs are highly popular.


DeVos traces her interest in school choice to the time her own children entered primary school. She and her husband enrolled them in a Grand Rapids private, religious school.


DeVos dedication to education broadly speaking has taken her from supporting programs, with time, talent, and money, in Michigan and across the United States. She was on the board of directors of the Kennedy Foundation and developed and now assists in funding an education program through this iconic organization.


In addition to her philanthropic work, DeVos has been involved in politics for an extended period of time, long before her appointment as Secretary of Education. She served as the Chairperson of the Michigan Republican Party. Her husband ran for Governor of Michigan.


DeVos believes her biggest success to date is her work on the Florida tax-credit scholarship program. Since its creation in the Sunshine State, Florida has over 50,000 students attending schools of their choices. She advocates for the replication of this type of programming in other states.


In rounding out her interview, DeVos underscored that she believes bipartisanship is crucial to improving the U.S. education system. She hopes to be able to accomplish meaningful bipartisan initiatives during her time as U.S. Secretary of Education. Learn more: